After a lifetime of work and being a community pillar, You deserve to have someone who will have your best interest at heart. Growing up in El Valle, I understand and know the language, community, and doctors to help you worry about the things that matter most: God, Family, and Grandkids! We have the knowledge, experience, and tools to help you from all walks of life, from early to late, and extend our commitment in honor of your excellence. We have all the top carriers for Medicare and Obamacare/Marketplace for those who don’t qualify for Medicare Advantage plans
A Medicare Advantage plan is a type of Medicare health plan offered by a private insurance company that contracts with Medicare to provide you with all your Part A and Part B benefits. Medicare Advantage Plans include Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), Private Fee-for-Service (PFFS) Plans, Special Needs Plans (SNPs), and Medicare Medical Savings Account (MSA) Plans.
The main advantage of Obamacare is that it expands access to health insurance coverage to millions of Americans who previously could not get it. It also increases the quality of health care available to those already insured by prohibiting certain practices such as denying coverage to people with pre-existing conditions, imposing lifetime caps on the range, and charging women more than men for the same content. In addition, Obamacare provides financial support to those who cannot afford health insurance, such as subsidies and tax credits. Finally, it also seeks to reduce the overall cost of healthcare by encouraging preventive care and focusing on improving quality.
A funeral plan advantage is insurance that pays out a set amount of money in the event of the policyholder's death. Depending on the type of plan, the funds may be paid out to a designated beneficiary or to help cover the funeral expenses. Funeral plans are available from many insurance companies and may be tailored to the individual's needs and budget. They may include additional benefits such as long-term care, final expense coverage, and more.
Medicare Supplement Advantage plans are private, fee-for-service plans that provide additional coverage for out-of-pocket expenses not covered by Original Medicare, such as copayments, coinsurance, and deductibles. These plans are offered by insurance companies that Medicare approves to provide this extra coverage. They usually include an annual out-of-pocket maximum or cap and may provide additional benefits that Original Medicare, such as vision, hearing, and dental care, do not cover.
